INTERDEPENDENCY CLAUSE

This Policy insures (during the agreed period of indemnity) the Business Interruption loss resulting from a wholly or partly standstill or interruption as a result of :
loss or damage – caused by a peril for which according to Section I (Material Damage) of this Policy cover is provided :

  • to buildings, equipment/inventory and/or goods (all owned by the Insured and/or by third parties and irrespective of whether this property is Insured or not by Section I of this Policy), being present at:
    (a) the locations as declared.
    (b) other locations, where
  • goods destined for respectively on behalf of the Insured are produced, processed, worked up and the like (so-called suppliers’ risk)
  • goods of the Insured are bought (so-called customers’ risk)
  • goods and/or equipment/inventory destined for respectively on behalf of the Insured are stored, garaged and the like.
  • (computer) services on behalf of the Insured are rendered.
    As far as these locations are within the territory as described in Section I article 3 (Territory)
    Should a location included in Section II (Business Interruption Insurance) of this Policy be affected by a peril for which cover is provided, the coverage shall also include the business interruption loss sustained thereto (no matter by whom of the Insured included in Section II) at one or more of the other locations included in Section II.

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KLAUSUL KEBERGANTUNGAN

Polis ini menjamin (selama Periode Indemnitas yang disetujui) kerugian Gangguan Usaha akibat dari berhenti sebagian atau seluruhnya atau gangguan sebagai akibat dari kerugian atau kerusakan yang dijamin oleh Bagian I (Kerusakan Harta Benda) :

  • Terhadap bangunan, peralatan/inventaris dan/atau barang (yang dimiliki Tertanggung dan/atau pihak ketiga walaupun Harta Benda tersebut tidak diasuransikan di Bagian I Polis ini), yang berada di :
    (a) Lokasi yang disebutkan dalam polis.
    (b) Lokasi lainnya, dimana:
  • Barang untuk keperluan Tertanggung dibuat, diproses, dikerjakan atau sejenisnya (disebut juga Risiko di Tempat Supplier)
  • Barang Tertanggung dibeli (disebut juga Risiko di Tempat Pembeli)
  • Barang dan/atau peralatan/inventaris yang disimpan, digudangkan atau sejenisnya untuk kepentingan tertanggung.
  • Layanan (termasuk layanan komputer) yang diberikan atas nama tertanggung. Sepanjang lokasi-lokasi tersebut termasuk dalam Teritorial Polis

Apabila suatu lokasi yang dipertanggungkan di Bagian II (Gangguan Usaha) Polis ini terdampak oleh risiko yang dijamin, maka jaminannya akan termasuk kerugian gangguan usaha yang timbul (tidak peduli siapa Tertanggung yang disertakan di Bagian II) di satu atau lebih lokasi yang dijamin di Bagian II.

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