ADDITIONAL ATTACHMENT AND MODIFICATION EXCLUSION CLAUSE

It is hereby agreed and approved that the Insurer may not guarantee additional attachment attached to the vehicle. Nevertheless, if it has the insured loss, such compensation given is limited on the market price of vehicle in standard condition of manufacturer (without additional attachment/modification) or the sum insured, whichever is smaller. KLAUSUL PENGECUALIAN PERLENGKAPAN TAMBAHAN […]

KLAUSULA OBJEK ASURANSI SYARIAH

Dengan ini ditetapkan bahwa objek Asuransi yang diikutsertakan dalam Asuransi yang diberikan di dalam polis ini, pada saat terjadinya klaim/kerugian yang dilindungi sesuai ketentuan di dalam polis harus memenuhi ketentuan di bawah ini : Bukan merupakan barang yang masuk ke dalam kategori barang-barang yang diharamkan syariah atau bertentangan dengan peraturan perundang-undangan yang berlaku, atau Tidak […]

Andalan

KLAUSUL-KLAUSUL PENTING DALAM ASURANSI KEBAKARAN

Klausul-Klausul Penting dalam Asuransi Kebakaran (Fire & Property Insurances) 1. Reinstatement Value Clause Pembayaran klaim sesuai dengan harga baru (New Replacement Value), tidak dikenakan potongan depresiasi atau penyusutan 2. Average Relief Clause anda akan tetap memperoleh ganti rugi penuh walaupun terjadi Pertanggungan dibawah harga (under insurance) dengan syarat Harga Pertanggungan tidak kurang dari 85% dari […]

NUCLEAR EXCLUSION

In no case shall this insurance cover loss damage liability or expense any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter PENGECUALIAN RISIKO NUKLIR Asuransi ini tidak akan menjamin kerugian, kerusakan, tanggungjawab atau biaya yang timbul dari adanya senjata perang yang menggunakan bom atom […]

MALICIOUS ACTS EXCLUSION

In no case shall this insurance cover loss damage liability or expense arising from : 18.1. the detonation of an explosive 18.2. any weapon of war and caused by any person acting maliciously or from a political motive PENGECUALIAN RISIKO PERBUATAN JAHAT Asuransi ini tidak akan menjamin kerugian, kerusakan, tanggungjawab atau biaya yang timbul dari […]

STRIKES EXCLUSION

In no case shall this insurance cover loss damage liability or expense caused by : 17.1. strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions 17.2. any terrorist or any person acting from a political motive. PENGECUALIAN RISIKO PEMOGOKAN Asuransi ini tidak akan menjamin kerugian, kerusakan, tanggungjawab atau biaya yang […]

WAR EXCLUSION

In no case shall this insurance cover loss damage liability or expense caused by : 16.1. War civil war revolution rebellion insurrection, or civil strife arsing thereform, or any hostile act by or against belligerent power. 16.2. Capure seizure arrets restraint or detainment (barratry and piracy excepted), and the consequences thereof or any attempt thereat. […]

RETURNS FOR LAY-UP AND CANCELLATION

15.1. To return as follows : 15.1.1. Pro rata monthly net for each uncommenced month if this insurance be cancelled by agreement.15.1.2. For each period of 30 consecutive days the Vessel may be laid up in a part or in a lay-up area provided such port or lay-up area is approved by the Underwriters (with […]

DISBURSEMENTS WARRANTY

14.1. Additional insurances as follows are permitted : 14.1.1. Disbursements, managers’ commissions, Profits or Excess or Increased Value of Hull and Machinery. A sum not exceeding 25% of the value stated herein. 14.1.2. Freight, Chartered Freight or Anticipated Freight, insured for time. A sum not exceeding 25% of the value as stated herein less any […]

FREIGHT WAIVER

In the event of total or constructive total loss no claim to be made by the Underwriters for freight whether notice of abandonment has been given or not PELEPASAN HAK ATAS UANG TAMBANG Dalam hal terjadi klaim total loss (ATL/CTL), Penanggung tidak mengenakan klaim atas freight tanpa memandang apakah notice of abandonment diberikan atau tidak