ACCOUNTANTS CLAUSE It is understood and agreed that any particulars or details contained in the Insured’s books of account or other business books or document which may be required by the Insurers for the  purpose of  Investigating or verifying any claims hereunder may produced and certified by Insured’s auditors and their certificate shall be prima […]

It is hereby agreed that subject to additional premium to be paid, this insurance is extended to indemnify the Insured in respect of the cost of removal of debris, demolition and any temporary repairs necessary (including the insured’s legal liability for the cost of removal of debris, demolition, and temporary repairs in regard to adjoining […]

It is hereby agreed that in the event of the property insured being destroyed or damaged the basis upon which the amount payable under schedule the Policy is to be calculated shall be the cost of replacing or reinstating on the same site property of the same kind or type but not superior to or […]

It is hereby agreed that the insurance by each item under buildings is understood to include walls, gates and fence, small outside buildings, extensions, annexes, exterior staircase, fuel installations, steel or iron framework and tanks in the said premises and the insurance by each item under contents extends to contents of each outbuilding, provided their […]

It is hereby agreed that in the event of fire or series of fires arising directly or indirectly from the same occurrence following insured perils, including fire threatening to involve the property insured, the Insured shall be entitled to recover : The actual cost of materials used and/or damaged in extinguishing or controlling or attempting […]

It is hereby agreed that reasonable charges raised by any local authority for the provision of Fire Brigades called for the purpose of protecting the premises shall be recoverable hereunder subject to a maximum of 5% of total sum insured or Rp. 10,000,000 (ten million rupiahs), whichever is the lesser. KLAUSUL BIAYA PEMADAM KEBAKARAN Dengan […]

It is hereby agreed that this Policy is extended to cover loss of or damaged to customer’s goods caused by peril hereby insured.the Insurer’s liability under this Clause and the Policy shall in no case exceed the sum insured thereby. KLAUSUL BARANG MILIK KONSUMEN Dengan ini disetujui bahwa Polis ini diperluas menjamin kerugian atas atau […]

It is hereby agreed that any particulars or details contained in the Insured’s books or account or other business books or documents which may be required by the Insurers under the claims conditions of this Policy for the purpose of investigating or verifying any claim hereunder may be produced by professional accountant if at the […]

It is hereby agreed that this insurance is extended to cover alterations, additions and improvements (but not appreciation in value) in excess of the sums insured for buildings and machinery specified in the Policy for an amount not exceeding 10 % (ten percent) of the sum insured thereby.It is understood that the Insured undertakes to […]

It is hereby agreed that each item insured under this Policy is declared to be separately subject to the following condition of average :If at the time of reinstatement the sum representing 85% (eighty five percent) of the cost which would have been incurred in reinstatement of the whole of the property covered by such […]